INSURANCE

Property & Casualty Insurance Suite

Tailored coverage options based on consumer needs.

rECOVERY

Auto & Homeowners Insurance

A branded digital insurance platform that allows your customers to compare quotes, purchase coverage online, and access licensed insurance professionals when they need guidance.

Powered by Franklin Madison, delivered under your financial institution’s brand, this experience can be embedded into your digital journey, helping customers shop confidently while strengthening your customer relationship.

Choice from Leading Carriers

Access quotes from a wide range of trusted insurance companies, helping consumers find coverage that fits their needs and budget.

Simple, Digital Shopping Experience

Consumers can compare options, understand coverage differences, and secure protection online through an intuitive, self-service experience.

Licensed Agency Support When Needed

Licensed insurance professionals are available to answer questions, provide guidance, and help consumers make informed decisions.

Coverage for More Than Auto and Home

In addition to auto and homeowners insurance, consumers may have access to renters, condo, umbrella, motorcycle, watercraft, flood, pet, travel, legal plans, and other protection solutions.

Insurance

Home Warranty Plan

Pays to fix or replace house systems and major appliances when they break down.

Provides coverage not included in homeowners insurance to help consumers avoid out-of-pocket expenses for costly repairs.

Customizable Plans for Every Budget

Choice of plans to cover major household items that fit every budget – from air conditioners and heating systems…to refrigerators and plumbing and much more.

Covers 23+ Systems & Appliances—No Age Limits

Coverage for up to 23 home systems and appliances no matter how old…regardless of pre-existing issues or lack of maintenance.

Trusted Local Repairs with Workmanship Guarantee

Sends local help from a trusted network of qualified professionals to diagnose and repair the issue – with a workmanship guarantee.

Replacement Coverage for Non-Repairable Items

If the covered item cannot be repaired, this home warranty pays to replace it.

COVERAGE

Personal Cyber Insurance

Personal Cyber Insurance is more than identity protection. It helps consumers recover from a host of new possible online attacks.

This beneficial and modern coverage helps families heal financially and emotionally when cyber criminals hit home.

Covers All Devices

All-in-one plan covers every device including smartphones, laptops, tablets, gaming consoles, and more.

Restores Damaged Data

Professional help in restoring damaged data and recovering from identity theft and other cyber crimes.

Reimburses Funds

Helps reimburse funds from cyber extortion, electronic data restoration, financial fraud, and more.

Acceptance Guaranteed

Acceptance guaranteed for a choice of coverage amounts to suit different needs and fit any budget.

Professional Help

Provides or pays for professional help and emotional support from making ransomware payoffs …to therapy for cyber-bullied consumers.

View our other product suite offerings.

Our research[1] reveals that 76% of consumers who’ve purchased insurance through their bank or membership organization are open to buying more.
Offering the right products—personalized to their needs—can help you meet that demand.

Frequently Asked Questions

Why should a financial institution offer P&C insurance instead of referring customers to an insurance provider?

By offering P&C insurance directly, financial institutions strengthen customer relationships, increase engagement, and generate additional non-interest revenue while providing a seamless financial experience.

Why wouldn’t consumers purchase these policies directly from an insurance company?

Many customers prefer the convenience of getting financial and insurance services from a trusted institution, and bundling insurance with banking products increases the likelihood of adoption.

How does offering P&C insurance differentiate a financial institution from competitors?

Providing insurance solutions positions the financial institution as a full-service financial partner, helping consumers protect their assets while deepening their reliance on the financial institution’s services.

Is Personal Cyber Insurance the same thing as identity theft protection?

Personal cyber protection safeguards consumers against identity theft, fraud, and financial losses due to cybercrime, reinforcing trust in the financial institution’s commitment to their security.